Institutional Credit Management (ICM) at Citi was formed to transform the way we execute on one of our core capabilities, Wholesale Credit. We work across all areas of the business, including banking, risk, operations, and technology, for products spanning investment banking, commercial real estate, trade services, and commercial loans. This is an opportunity to work with some of the top leaders in the business and drive change across a global organization.

We are seeking an experienced individual to join Credit Risk Management Services group to partner with each of our core capabilities as we work to transform the lending operating model. In this role you will be responsible for supporting transaction lifecycle activities, establishing processes and procedures to align with policies, and working with technology to enhance system controls. You will be supported by the partnership of our global team and the surrounding wholesale lending franchise.

Risk Ops Associate Analyst II is a developing professional role. This role identifies policy and applies specialty knowledge in monitoring and assessing processes and data. Integrates established disciplinary knowledge within own specialty area with basic understanding of related industry practices. Good understanding of how the team interacts with others in accomplishing the objectives of the area. Develops working knowledge of industry practices and standards. Must be able to exchange information in a concise and logical way as well as be sensitive to audience diversity. Limited but direct impact on the business through the quality of the tasks/services provided. Impact of the job holder is restricted to own team.

Responsibilities:

· Independently manages, prepares, reviews and processes loan documentation.

· Manage, monitor, process and track other daily activities such as Document tracking records (DTR) releases, waiver & deferrals, invoicing, Uniform commercial Code (UCC), Insurance, and reporting (etc).

· Provides informal guidance and/or on-the-job-training to new team members.

· Deals with most loan-related problems independently and has some latitude to resolve complex issues, where expertise is required to interpret against policies, guidelines, or processes.

· Timely escalation and resolution of all inquiries and issues related to loan documentation.

· Participates in and supports the implementation of projects and process improvement initiatives including the launch of new products/services, upgraded platforms that loan documentation/processing functions support and participating in UAT and operational readiness.

· Demonstrates an understanding of the loan documentation processes to identify policy gaps/trends, makes resolution recommendations, and formulate policies to support the streamlining of related work processes.

· Minimizes risk to the bank through a solid understanding of procedural requirements - provides solutions to reduce errors, to adhere to audit and control policies. Serves as a maker/checker for systematic transactions as a last line of defense.

· Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct business practices, escalating, managing and reporting control issues with transparency.

Qualifications:

• ·0-2 years relevant experience·Basic knowledge of Business Processes, Systems and Tools used in the Loan Process·Demonstrate understanding of Loan Processes, Procedures, Products and Services·General awareness of managing, preparing, and reviewing loan documentation·Able to identify, mitigate, manage, resolve, and escalate risks and issues.·Reasonable awareness of risk types, policies and control measures and processes·Comply with applicable laws, rules, and regulations, and adhering to Policies.

Education:

• Bachelor’s degree/University degree

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

Job Family Group:

Operations - Services

Job Family:

Credit Maintenance

Time Type:

Full time

Primary Location:

Irving Texas United States

Primary Location Full Time Salary Range:

$69,130.00 - $96,470.00

In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

Anticipated Posting Close Date:

May 16, 2024

Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

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Citi is an equal opportunity and affirmative action employer.

Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.